Continuing Care Retirement Communities (CCRC)

These retirement communities allow seniors to “age in place,” with flexible accommodations that are designed to meet their health and housing needs as these needs change over time. Residents entering continuing care retirement communities sign a long-term contract that provides for housing services and nursing care, usually all in one location, enabling seniors to remain in a familiar setting as they grow older.

Find Continuing Care Retirement Communities Near You!

Many seniors enter into a Continuing Care Retirement Communities (CCRC) contract while they are healthy and active, knowing they will be able to stay in the same community and receive nursing care should this become necessary. Continuing care retirement communities offer service and housing packages that parallel independent living, assisted living and skilled nursing facilities. Seniors who are independent may live in a single-family home, apartment or condominium within the continuing care retirement community. If they begin to need help with activities of daily living (e.g., bathing, dressing, eating, etc.); they may be transferred to an assisted living or skilled nursing facility on the same site. Seniors who choose to live in a continuing care retirement community find it reassuring that their long-term care needs will be met without the need to relocate.

Continuing Care Retirement Communities Are Your Style If …

You don’t want to have to move around every few years. You might not need the extra help now, but who can predict the future? With this senior housing option, you can enter into a contract that assures you that your care will grow and change with your needs. A CCRC is a great example of aging in place, since it lets you stay put!

Continuing Care Retirement Communities Checklist Of Things To Consider

  • How is the staff? You want one that will be there when you need them, but leave you alone when you don’t.
  • How do the other residents like it? Don’t be scared to ask one, or have a resident as your tour guide.
  • What plans are in place for the changing needs of residents?
  • Are the common areas comfortable and well maintained?

What To Ask When Visiting a Continuing Care Retirement Community

Cost Of Continuing Care Retirement Communities

CCRC’s can vary in both cost structure and their schedule of fees. Some require a sizeable endowment and have a schedule of minimum monthly fees while others require less of an upfront investment with heftier monthly fees based on the care level needed. Some properties sell their “active section” as deeded real estate which the property buys back in the event a resident develops a need for more care. The best way to understand the varying degrees of financial commitment is to call the retirement community you are interested in.