As people get older, many need assistance with daily living activities such eating, getting dressed, bathing, and grooming. It’s not an easy time for family members since most people work and don’t have the time necessary to help their loved ones. It’s a difficult time that only gets worse once the family realizes how much assisted living can cost: the monthly fee can come as a terrible shock.
As the population of the U.S. gets older with more adults turning 65 than ever before in our history, more assisted living homes will be needed. Current estimates show that by 2020, there will be more than three million people who require assisted living.
Assisted living offers help with daily tasks, eating, housekeeping, transportation, exercise, and health care. It gives families the peace they need, knowing their loved ones are being taken care of but still allows them to visit as often as they wish.
Assisted Living Has a Significant Price Tag
Pricing for assisted living can vary greatly depending on where the facility is located, how new it is, and what services are offered. There are currently 29 assisted living facilities located in the greater Indianapolis area. There’s a lot to choose from when it comes to location, amenities, and pricing, but many of these facilities can be extremely costly.
Averages for Indianapolis
The current national average is $3,750 per month for a single room, which includes a bed, a small living area, and a private bathroom. As with anything, pricing can vary based on location. Some states are considerably higher or lower in terms of the cost of living, often comparable when it comes to assisted living. Double occupancy can help to save money, but if your loved one has been living alone for many years it can be a difficult transition to move into a tight space with a roommate they’ve never known and may not get along with.
The average cost in Indianapolis comes in at $3,695, based on the rates of various locations around the city. If you’re willing to locate your family member outside of the greater metro area, those prices can be significantly lower. Based on where you live and how far you’ll have to travel to see your loved one, it may be worth the extra drive.
Pricing for assisted living facilities includes the care, all meals, utilities, transportation, and social activities geared towards the residents. Some facilities offer cable TV while others charge extra if it’s in the personal room and not a common area. Most facilities charge extra for laundry service, but family members are always welcome to take the laundry home and bring it back on their next visit in order to help save on costs.
For a resident who may need more advanced care or who has greater medical needs, assisted living prices go up based on their diagnosis and how much more medical care they need. Some assisted living facilities offer a larger room for spouses who may want to move in together. The average for an additional person in the same room can be anywhere from $1,200 to $2,000.
Things to Know Before Choosing a Facility
Seeing a family member age to the point they need help is difficult, but knowing your loved one is in caring hands can help to ease the transition. There are multiple ways to find out if an assisted living facility is right for your loved one. To start, look at reviews online. Although this can only give you a broad perspective, it can help to rule certain facilities out, or bring certain others to the forefront.
You can also ask anyone you know who may have just gone through this what they found out and which ones were top contenders. Your loved one’s doctor may also be a good resource. But the most important thing is to go to the facility itself and take a tour. Observe how the staff interacts with the residents and how their demeanor is. You can tell a lot about a person by how they act. Does the staff seem to truly care about the residents? How do they interact with them? Also, look at the cleanliness of the place. Clean and bright facilities are better on the mentality of resident.
It’s important to feel good about the facility your loved one will be living in, and to feel assured the staff cares about their health and wellbeing.