financial harmony

Retirement is something to look forward to. However, according to a 2016 survey from The Employee Benefit Research Institute reported by Time Money, just 69 percent of workers cite that their partners have saved up for retirement. Furthermore, only 35 percent of couples report that they are actively engaged in retirement planning with their spouse.…

medigap

Medicare can be overwhelming because we all have different needs. The Seniors’ Health Insurance Information Program (SHIIP) can help you select the right Medigap policy for you. There are eleven different Medigap polices with varying coverage ranges. If you are under the age of 65 and on Medicare due to disability, the only plans available…

senior discounts

With the help of Dealhack.com, we have researched and provided a comprehensive list for 2017 of places that offer senior discounts. The fact is, there are a lot of discounts out there that can make life as a retiree, or even as a person over 50, a lot cheaper. Our ultimate guide to senior discounts…

How to Keep Retirement from Aging You

My 81-year-old Aunt Ginny has a theory. As soon as you admit you’re old (for her, that means getting a knee replacement and moving out of her two-level townhouse), that’s when you actually become old. While her implementation of that theory may be a bit extreme, I think she really does have a point, particularly…

Living with a Roommate Has No Age Limits!

After I left home at 18, I had roommates for the next 22 years of my life. For some reason, a roommate is stereotyped as someone who is young and living life on a shoestring. Personally, I’ve never been a slave to stereotypes and I gladly let people live in my spare room until I…

planning-ahead-mom-dad

Aging—for aging parents and their adult children—sneaks up on all of us. Planning should begin early. And that includes not only the senior individual or couple, it includes the family, professional caregivers, and friends. The old African proverb tells us that it takes a village to raise a child. It is also sometimes advantageous to…

It may seem like the age of 50 is a little late to start thinking about retirement, but the truth is that many Americans are working past the average retirement age of 55. With Americans retiring later, they can begin planning for their twilight years later. So for people 50 and up, now is the…

Insurance Commissioner Wayne Goodwin and the staff of SHIIP, the Seniors’ Health Insurance Information Program, are reminding Medicare beneficiaries of a very important deadline. The Annual Election Period to review, compare and choose Medicare prescription drug coverage ends Dec. 7, 2015. Medicare beneficiaries are encouraged to call SHIIP at 1-855-408-1212 or 1-800-MEDICARE for free and…