medicare

Understanding how Prescription Drug Plans (PDP) work can save a lot of money and grief by picking the plan that covers all your medications at the lowest cost. It is a common misconception amongst Medicare recipients that a higher premium means better coverage, but what determines which PDP would be best is the plan’s formulary…

medicare

Enrolling into a Medicare Prescription Drug Plan or a Medicare Advantage plan can be done at multiple times during the year. Medicare beneficiaries have their Initial Enrollment Period when they first become Medicare eligible, but the only time that all Medicare recipients can change their plan after their Initial Enrollment Period is during the yearly…

medicare

Have you received phone calls from individuals asking for your Medicare number so they can send you a new Medicare card?  This is a scam.  Individuals from Medicare will never call to ask you this information.  Medicare has this information at their fingertips. Starting next year, a major change will be occurring in Medicare. In…

Your Medicare benefits can do more than help cover the costs of doctor and hospital bills. Medicare’s preventive benefits help you to be proactive with your health in order to avoid serious illnesses or chronic conditions such as diabetes, heart disease and cancer. Whether you get a flu vaccine, are screened for diabetes or other…

The annual Medicare Advantage Disenrollment Period runs from Jan. 1 through Feb. 14. During this time, Medicare beneficiaries enrolled in a Medicare Advantage Plan may leave their plan and return to Original Medicare. If you switch to Original Medicare during this period, you will have until Feb. 14 to also join a Medicare Prescription Drug…

During the month of May we celebrate our mothers and recognize the many sacrifices of those who have served our country, but did you know that it’s also Older Americans Month? Older adults are an important part of our society. “Get into the Act” is the theme of this year’s celebration to focus on how…

January 1 to February 14, 2015 marks the annual Medicare Advantage disenrollment period. During this time a Medicare beneficiary enrolled in a Medicare Advantage Plan may leave their plan and return to Original Medicare. If you switch to Original Medicare during this period, you will have until February 14 to also join a Medicare Prescription…

Every year, the federal government reevaluates the costs for Medicare Parts A and B to determine if changes need to be made to deductibles, co-pays and out-of-pocket amounts. These changes are based on many factors, including health care costs. SHIIP, the Seniors’ Health Insurance Information Program, is a program of the North Carolina Department of…

A few weeks ago, I wrote about how Affordable Care Act has affected Medicare. In researching this topic, I initially went straight to the horse’s mouth and asked seniors about the changes they had noticed thus far. Most of the folks I asked hadn’t noticed anything much beyond their annual wellness exam now being covered…