Continuing Care Retirement Communities (CCRC)
These retirement communities allow seniors to "age in place," with flexible accommodations that are designed to meet their health and housing needs as these needs change over time.
Residents entering continuing care retirement communities sign a long-term contract that provides for housing services and nursing care, usually all in one location, enabling seniors to remain in a familiar setting as they grow older.
Many seniors enter into a Continuing Care Retirement Communities (CCRC) contract while they are healthy and active, knowing they will be able to stay in the same community and receive nursing care should this become necessary.
Continuing care retirement communities offer service and housing packages that parallel independent living, assisted living and skilled nursing facilities. Seniors who are independent may live in a single-family home, apartment or condominium within the continuing care retirement community.
If they begin to need help with activities of daily living (e.g., bathing, dressing, eating, etc.); they may be transferred to an assisted living or skilled nursing facility on the same site.
Seniors who choose to live in a continuing care retirement community find it reassuring that their long-term care needs will be met without the need to relocate.
Continuing Care Retirement Communities Are Your Style If …
You don't want to have to move around every few years. You might not need the extra help now, but who can predict the future?
With this senior housing option, you can enter into a contract that assures you that your care will grow and change with your needs.
A CCRC is a great example of aging in place, since it lets you stay put!
Continuing Care Retirement Communities Checklist Of Things To Consider
- How is the staff? You want one that will be there when you need them, but leave you alone when you don't.
- How do the other residents like it? Don't be scared to ask one, or have a resident as your tour guide.
- What plans are in place for the changing needs of residents?
- Are the common areas comfortable and well maintained?
Cost Of Continuing Care Retirement Communities
CCRC's can vary in both cost structure and their schedule of fees. Some require a sizeable endowment and have a schedule of minimum monthly fees while others require less of an upfront investment with heftier monthly fees based on the care level needed.
Some properties sell their "active section" as deeded real estate which the property buys back in the event a resident develops a need for more care.
The best way to understand the varying degrees of financial commitment is to call the retirement community you are interested in.
Introduction to Durham, North Carolina and Surrounding Areas
Durham, North Carolina has an active and vibrant community that results in the city consistently being ranked as one of the top places to live in the country. It has been rated number one out of 274 other counties of similar size on the Creativity Index from Carnegie Mellon University. The area is home to Research Triangle Park, Duke University, North Carolina Central, as well as historic homes, tree-lined streets, and a number of notable golf courses. Money Magazine has voted Durham one of the Best Places to Live in the South. Durham's history is rich and its future is progressive, with an emphasis on high technology, education, and medicine. The city is known as the City of Medicine.
There is quite a range of cultural activities and resources in Durham. The city has numerous jazz festivals, blues festivals, symphony concerts, and art exhibitions to choose from. The American Dance Festival and the Full Frame Documentary Film Festival happen here every year. The Carolina Theatre resides at the center of Durham's cultural scene, with live performances and films from around the world. The city is host to an annual Gay and Lesbian film festival, drawing people from across the country. The culinary offerings of the city are plentiful and delicious, including restaurants in the Ninth Street, Brightleaf, and University Drive areas of town.
Durham Sports and Leisure
For baseball fans, Durham has the Duke University Blue Devils, which play from February to May. The Durham Bulls baseball club is a popular minor league team that plays in Durham Bulls Athletic Park, which was designed by the architects of Baltimore's Camden Yards. Durham Bulls Athletic Park is also home to the USA Olympic Baseball Team and other national teams. For Basketball, there's the Duke University Blue Devils and the North Carolina Central University Eagles team, which play in Division I and Division II, respectively. For football fans, the Blue Devils and the Eagles both deliver, and football can be seen at both O'Kelly-Riddick Stadium and Wallace Wade Stadium. The city also has Duke University LaCrosse, Crystal Downs Polo, and soccer at Kosken Stadium and Wallace Wade Stadium.
There are many outdoor activities to enjoy in and around the city of Durham. The American Tobacco Trail has 12 miles of trails from downtown to the county line that offer residents good access for biking, hiking, walking, or jogging. At Eno River State Park, visitors can enjoy bird-watching, canoeing, rafting, fishing, and hiking. Crane Creek Ranch has English and western horseback riding lessons, as well as leased horses, pasture boarding, and acres of riding trails. Boating, sailing, fishing, hiking, and rock hounding can be enjoyed at the Flat River.
Durham at Night
There is an abundance and variety of nightlife in the city of Durham to satisfy just about anyone. There's the All People's Grill that features live blues every Saturday night. Arnie's Place has billiards, a bar and grill, darts, and karaoke. The Blayloc Café is a martini bar serving pizza, soups, salads, and sandwiches and featuring artwork and photography on the walls. The Broad Street Café has cozy chairs that patrons can curl up in and drink a steamy latte or have a slice of cheesecake.