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    Continuing Care Retirement Communities (CCRC)

    These retirement communities allow seniors to "age in place," with flexible accommodations that are designed to meet their health and housing needs as these needs change over time.

    Residents entering continuing care retirement communities sign a long-term contract that provides for housing services and nursing care, usually all in one location, enabling seniors to remain in a familiar setting as they grow older.

    Many seniors enter into a Continuing Care Retirement Communities (CCRC) contract while they are healthy and active, knowing they will be able to stay in the same community and receive nursing care should this become necessary.

    Continuing care retirement communities offer service and housing packages that parallel independent living, assisted living and skilled nursing facilities. Seniors who are independent may live in a single-family home, apartment or condominium within the continuing care retirement community.

    If they begin to need help with activities of daily living (e.g., bathing, dressing, eating, etc.); they may be transferred to an assisted living or skilled nursing facility on the same site.

    Seniors who choose to live in a continuing care retirement community find it reassuring that their long-term care needs will be met without the need to relocate.

    Continuing Care Retirement Communities Are Your Style If …

    You don't want to have to move around every few years. You might not need the extra help now, but who can predict the future?

    With this senior housing option, you can enter into a contract that assures you that your care will grow and change with your needs.

    A CCRC is a great example of aging in place, since it lets you stay put!

    Continuing Care Retirement Communities Checklist Of Things To Consider

    • How is the staff? You want one that will be there when you need them, but leave you alone when you don't.
    • How do the other residents like it? Don't be scared to ask one, or have a resident as your tour guide.
    • What plans are in place for the changing needs of residents?
    • Are the common areas comfortable and well maintained?

    Cost Of Continuing Care Retirement Communities

    CCRC's can vary in both cost structure and their schedule of fees. Some require a sizeable endowment and have a schedule of minimum monthly fees while others require less of an upfront investment with heftier monthly fees based on the care level needed.

    Some properties sell their "active section" as deeded real estate which the property buys back in the event a resident develops a need for more care.

    The best way to understand the varying degrees of financial commitment is to call the retirement community you are interested in.

    Introduction to Richmond, Virginia and Surrounding Areas

    Incorporated as a city in 1782, Richmond is the capital of Virginia. The city is home to about 200,000 inhabitants. The metropolitan area has a population of around 1.1 million. Richmond is located in eastern Virginia, 60 miles west of the Chesapeake Bay, and 100 miles south of Washington, DC.

    In 1607, Captain James Smith and 120 men were the first Europeans to visit the falls on the James River where present day Richmond stands. The first settlement to survive began in 1644, with the construction of Fort Charles. Its inhabitants traded with the Powhatan Indians for pelts and tobacco. The settlement became a town in 1742.

    In 2004, the Richmond-Petersburg area was named one of the "Top 25 Cities for Doing Business In" by Inc. Magazine. Also in 2004 Richmond was named one of "The Most Livable Mid-Sized Cities" by Partners for Livable Communities.

    Precipitation is about 43.9 inches per year. Snowfalls average 12.5 inches annually. Temperatures reach 90 degrees an average of 34 days each summer. July average daily high and low temperatures are 87.5 and 68.3 degrees Fahrenheit. January average daily highs and lows are 45.3 and 27.6 degrees Fahrenheit.

    Fortune 500 companies headquartered in Richmond, and their lines of business are:

    • Dominion Resources - utilities
    • Genworth Financial - insurance
    • Performance Food Group - wholesale food and grocery
    • The Brink's Company - security
    • CSX - railroad
    • LandAmerica Financial - real estate transaction services
    • Circuit City Group - electronics retailer
    • CarMax - used car retailer

    Arts and Leisure

    Cultural, Historical and Leisure attractions include:

    • The Virginia Museum of Fine Arts
    • The Hand Workshop Art Center
    • The Edgar Allan Poe Museum
    • The Pine Camp Arts & Community Center Gallery
    • The Elegba Folklore Society
    • The Richmond Symphony
    • The Richmond Philharmonic
    • The Richmond Ballet
    • The Virginia Opera
    • The Barksdale Theatre
    • The Firehouse Theater
    • The Landmark Theater
    • The Ethyl Imax Dome and Planetarium
    • The Science Museum of Virginia
    • The Lewis Ginter Botanical Garden

    Sports Teams in Richmond include:

    • The Richmond Braves, a Triple A affiliate of the Atlanta Braves
    • The Richmond Kickers of the United Soccer League's Second Division
    • The Richmond Bandits of the American Indoor Football League