Continuing Care Retirement Communities (CCRC)
These retirement communities allow seniors to "age in place," with flexible accommodations that are designed to meet their health and housing needs as these needs change over time.
Residents entering continuing care retirement communities sign a long-term contract that provides for housing services and nursing care, usually all in one location, enabling seniors to remain in a familiar setting as they grow older.
Many seniors enter into a Continuing Care Retirement Communities (CCRC) contract while they are healthy and active, knowing they will be able to stay in the same community and receive nursing care should this become necessary.
Continuing care retirement communities offer service and housing packages that parallel independent living, assisted living and skilled nursing facilities. Seniors who are independent may live in a single-family home, apartment or condominium within the continuing care retirement community.
If they begin to need help with activities of daily living (e.g., bathing, dressing, eating, etc.); they may be transferred to an assisted living or skilled nursing facility on the same site.
Seniors who choose to live in a continuing care retirement community find it reassuring that their long-term care needs will be met without the need to relocate.
Continuing Care Retirement Communities Are Your Style If …
You don't want to have to move around every few years. You might not need the extra help now, but who can predict the future?
With this senior housing option, you can enter into a contract that assures you that your care will grow and change with your needs.
A CCRC is a great example of aging in place, since it lets you stay put!
Continuing Care Retirement Communities Checklist Of Things To Consider
- How is the staff? You want one that will be there when you need them, but leave you alone when you don't.
- How do the other residents like it? Don't be scared to ask one, or have a resident as your tour guide.
- What plans are in place for the changing needs of residents?
- Are the common areas comfortable and well maintained?
Cost Of Continuing Care Retirement Communities
CCRC's can vary in both cost structure and their schedule of fees. Some require a sizeable endowment and have a schedule of minimum monthly fees while others require less of an upfront investment with heftier monthly fees based on the care level needed.
Some properties sell their "active section" as deeded real estate which the property buys back in the event a resident develops a need for more care.
The best way to understand the varying degrees of financial commitment is to call the retirement community you are interested in.
Introduction to Wilmington, North Carolina and Surrounding Areas
Wilmington is located between the Cape Fear River and the Atlantic Ocean in Hanover County. The city contains a large seaport and is home to the USS North Carolina Battleship Memorial. It features a prominent historic district and is close to superb beaches. The city was the childhood residence of basketball star Michael Jordan.
The area was established during the 1720's by English settlers. In 1739 the city was incorporated. Lumber produced from the nearby forest as well as naval stores were major factors for the economy during the 18th and 19th Centuries. During the Civil War, the local port was a primary base for Confederate blockade runners. The city was named in tribute to Spencer Compton who was the Earl of Wilmington and held the position of Primer Minister during the reign of George II.
Wilmington was the scene of the notorious "Massacre of 1898," a violent assault by a group of Caucasians which began with the destruction of a printing press of the African-American newspaper called the Daily Record. They proceeded to set the building on fire. The mob then entered an African-American neighborhood and lynched numerous residents and forced hundreds of African-Americans to leave town. The primary factor for the attack was an editorial in the Daily Record which was interpreted by some of the white citizens as being insulting to white womanhood. After the violent attack, the mayor along with the city council was pushed out of office and the leader of the white gang became the mayor.
The city is home to the Wilmington International Airport.
- USS North Carolina Battleship Memorial.
- Cape Fear Museum.
- Bellamy Mansion features antebellum architecture.
- Airlie Gardens incudes lakes and the Historic Airlie Oak.
- Burgwin-Wright House.
- The Cape Fear Serpentarium features a vast number of snakes from all over the world.
- Latimer House Museum.
- Wilmington Railroad Museum.
- North Carolina Aquarium at Fort Fisher.
- Sunset Park Historic District.
- Thalian Hall Center for the Performing Arts.
- Cultural Arts Building at the University of North Carolina at Wilmington contains a music recital hall, two theaters as well as an art gallery.
- The EUE Screen Gems Studio offers tours to the public.
- Wilmington Symphony Orchestra.
- Wilmington Exchange Festival.
- North Carolina Jazz Festival is host to world famous jazz musicians.
- Wrightsville Beach.
- Carolina Beach.
- Kure Beach.
- Marrz Theatre.
- Ghost Walk of Old Wilmington.