Being a senior comes with some well-deserved perks. In addition to the wisdom and laugh lines we’ve earned through the years, we also get incentives from many companies looking to earn our disposable income. Some can seem more like marketing ploys, but some are genuinely good deals for those of us on a limited income. Here are some of the most worthwhile discounts available to seniors.
Financial Breaks at Home
One of the biggest monetary stressors in life can be the debt of a mortgage. If your resources are being drained by your house payment, it might be time to consider a Home Equity Conversion Mortgage, known as an HECM. This is a new program developed by the Federal Housing Administration (FHA) to help seniors finance their places of residence. This method is also often called a reverse mortgage. Through this program, you are essentially not responsible for the sale of your current home. Instead, you can buy a smaller home directly through the HECM, which means you pay closing costs only once. This approach can save you thousands of dollars, get you into a smaller place, and give you back your peace of mind.
You’ve worked your entire life — isn’t it high time you got to relax and enjoy a little? If you’re into the big outdoors, there are plenty of options for you. One activity that can give you some excitement is hunting. Turkey hunting can be a way to bond with friends and breathe in the beauty of nature. There are several senior discounts for hunting licenses, like the Senior Discount Lifetime License offered by Go Hunt Georgia. This discount gives seniors between 60 and 64 the chance to purchase a license, which solidifies you as a paid sportsman for the rest of your life. The money you spend on this goes toward hunting and wildlife conservation programs, so it’s ultimately for a good cause.
Need hunting gear or resources? Cabela’s is a great place to look for the essentials as well as tips on the sport.
Protect Your Car, Your House & Your Health
At this stage in life, it can be particularly important to make sure your most valuable assets are secured. Having ample insurance gives you protection and serenity. The AARP is a wonderful resource for all things senior-related, and it can also be a big help in your insurance needs. As a member of the AARP, you’ll be eligible for available group policies in the areas of life insurance, health insurance, home coverage, and auto insurance. The costs can work out to give you significant savings over what you would pay elsewhere, and the resources through this program are nearly endless.
Get a Bite to Eat
If you want to grab a meal solo or with friends, don’t go without a coupon. Start by checking The Senior List for the best senior discounts of 2015. Deals range from restaurants like Sweet Tomatoes and Outback Steakhouse, to fast food joints like Chick-Fil-A and Boston Market.
To make the most of your senior years, take advantage of all the discounts. You deserve every deal you can get, so seek them out — and most of all, relish it all. That’s what life’s about.