Over the last 3 years, the amount that Americans are paying for healthcare has been on the rise.  While there could be a number of factors contributing to the rise, our aging population could be paying even more for healthcare in the future. Saving money for long-term care expenses has never been more important.  While…

medicare

How Medicare Works with Other Insurance From Medicare.gov   If you have Medicare and other health insurance or coverage, each type of coverage is called a “payer.” When there’s more than one payer, “coordination of benefits” rules decide which one pays first. The “primary payer” pays what it owes on your bills first, and then…

Final Expense Insurance…..Do you have security for your loved ones? Final expense insurance has become a major need with the economy changes.  What is Final Expense Insurance?  It is a type of insurance that covers burial and funeral expenses. It is more affordable than a whole life policy and for some easier to obtain.  All…