long term care insurance

Buyers of Long-Term Care Insurance Prefer Home Care by Ann Carrns via New York Times Long-term care insurance, which can help cover the cost of extended care if you’re unable to care for yourself, is something no one really wants to think about. It’s a product you buy, after all, in the hope that you…

Final Expense Insurance…..Do you have security for your loved ones? Final expense insurance has become a major need with the economy changes.  What is Final Expense Insurance?  It is a type of insurance that covers burial and funeral expenses. It is more affordable than a whole life policy and for some easier to obtain.  All…

How Can Term Life Insurance Affect you? When most people hear the words Term Life Insurance, they go “What’s that”.  Term Insurance is a lower cost life insurance policy purchased for a stated period of time.  It has no cash or loan value. So many people are unaware of how owning a Term Insurance policy…

pay for home care

Virginia has publicly funded in-home programs for those who cannot afford private-pay home care.   To find Home Care options in your area, visit http://www.homecarechoice.com Among them the Community Living Program, a nursing home diversion program, and Home and Community Services, a program to enable low-income seniors to live at home.   How To Pay…

pay for home care

Ohio has publicly funded in-home programs for those who cannot afford private-pay home care. Included in such funds are senior services levies approved by voters in numerous Ohio counties. These programs are for people who can’t afford to pay for in-home services themselves, but who make too much to meet the low income limits set…

pay for home care

North Carolina has information resources and publicly funded programs for seniors who want in-home programs but cannot afford to privately pay for home care. One resource is the North Carolina Seniors’ Health Insurance Information Program (SHIIP), which has become a model for similar state programs nationwide. For free unbiased information, contact SHIIP at (800) 443-9354 or (919)…