Every year, the federal government reevaluates the costs for Medicare Parts A and B to determine if changes need to be made to deductibles, co-pays and out-of-pocket amounts. These changes are based on many factors, including health care costs. SHIIP, the Seniors’ Health Insurance Information Program, is a program of the North Carolina Department of…

Insurance Commissioner Wayne Goodwin and the staff of SHIIP, the Seniors’ Health Insurance Information Program, are reminding Medicare beneficiaries of a very important deadline for their Medicare Drug Plan. The Annual Election Period to review, compare and choose Medicare prescription drug coverage ends Dec. 7, 2014. Medicare beneficiaries are encouraged to call SHIIP at 1-855-408-1212…

long term care

Carver Living Center is a long term care facility in Durham, North Carolina offering Assisted Living, Alzheimer’s-Dementia Care, Skilled Nursing Care, Rehab Services, and Respite. Q: What is the role of a social worker in a long term care setting? A: To advocate and assess resident’s social, emotional and environmental needs. The social worker frequently…

How Does Affordable Care Act Affect Medicare Coverage?

With the deadline for Medicare open enrollment looming, the question on many seniors’ minds is “how will the Affordable Care Act (ACA) affect my Medicare coverage?” We talked to senior insurance expert Linda Gubitosi, owner of Boomer Insurance Solutions, to clear up some of the concerns and confusion. Medicare is still Medicare. The first thing…

The Affordable Health Care Act and Seniors Trying to sort through the complicated details of the Affordable Health Care Act and understand how it will affect Medicare coverage for seniors can be overwhelming.   While the ultimate goal of this law is clear:  to reduce healthcare costs and increase benefits, you are probably still wondering exactly…

medicare

How Medicare Works with Other Insurance From Medicare.gov   If you have Medicare and other health insurance or coverage, each type of coverage is called a “payer.” When there’s more than one payer, “coordination of benefits” rules decide which one pays first. The “primary payer” pays what it owes on your bills first, and then…

By Doug Callahan Like Social Security, Medicare can be a little tricky. But it’s not surprising they’re similar – they are related, after all. Actually, Medicare is a part of Social Security. It wasn’t part of the original Social Security package, but you can thank President Johnson for adding it in 1965. But enough history…

pay for nursing home

Pay for Nursing Home Care with Medicare By Doug Callahan How will you pay for nursing home care?  In certain situations, Medicare will cover the costs of your nursing home stay, as long as you are eligible. The best resource for getting Medicare to pay for nursing home care is the Nursing Home Compare page…

medicare

Medicare Eligibility Requirements By Doug Callahan If you have a solid understanding of Medicare, let’s figure out if you’re ready to get it. And, of course, how to get it. Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring…